What is a co-payment?
A co-payment is an amount you are required to pay towards the cost of your hospital admission for each overnight stay in hospital, if it applies to your cover.
A co-payment is charged in addition to your hospital excess and applies to every overnight hospital admission.
How much is the co-payment?
The amount you pay depends on your level of cover. You can check your fact sheet to see if a hospital co-payment applies to your cover.
If your cover includes a co-payment, it applies to each overnight hospital admission and is charged for every night you stay, up to the maximum amount per admission.
For example, if your cover includes a $100 co-payment capped at $500, it would look like:
- 1 night in hospital = $100
- 3 nights in hospital = $300
- 5 nights in hospital = $500
- 7 nights in hospital = still only $500 (that’s the cap).
Co-payments don’t apply to same day hospital admissions.
To find out if a co-payment applies to your cover, please refer to your fact sheet or log into the member area for more information.